Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.
Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Ruth compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.
Call (239) 899-6455 to get started. You can also email ruth@NEXALending.com.
Ruth Johaningsmeir, Mortgage Loan Originator at NEXA Lending. NMLS #2176345. Call (239) 899-6455.
Ruth Johaningsmeir is a Mortgage Loan Originator at NEXA Lending (NMLS #2176345). Expert mortgage loan originator in Florida and North Carolina helping first-time buyers, refinancing, and home purchases. Licensed #2176345.
Ruth Johaningsmeir is licensed to provide mortgage services in Florida and North Carolina.
Ruth Johaningsmeir offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida and North Carolina. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (239) 899-6455 and email ruth@NEXALending.com to get started or ask about current mortgage rates and pre-approval.
Ruth Johaningsmeir's NMLS license number is 2176345. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Ruth Johaningsmeir will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.